Rabu, 23 November 2011 - 18:09:33 WIB
Considering Returning Boat Insurance
Posted By : Administrator
Kategori: About All - Dibaca: 197640 kali

In five days, five ships hit by accident. In the waters of the Bangka Strait, Tri Star I sink KM, Thursday (29/12). At about the same time, MILES Nur Budiman also drowned in the waters of Luwuk, Banggai, Sulteng Kab.

In the port of Merak, Banten, ferry Nusa Loyal Jakarta stranded. Lastly, Senopati Nusantara and the wooden boat sank in the waters of Orchids Jepara. There is still another ship had an accident that is not detected the media.

More horribly is accident befell the ship passengers because it threatens much of the human spirit. When not lost in our mind, NMC Lampung destroyed by fire in the port of Merak, 16 November.

There has been no information how the losses borne by insurance companies due to the crash. To be sure, insurance companies that provide insurance guarantees order ships (marine hull) and haulage insurance (marine cargo) should be more careful.

Weather forecast by BMG about the condition of the waters of Indonesia a few days in advance, make some insurance company/reinsurance insurance guarantee Board and stopped the carriage of goods for a while. This is in line with the information the Government banning the ship sailing in dangerous area a few days ahead.

Risk Insurance there are insurance companies that sell insurance guarantee ship learned my lesson. It must be admitted that the run the risk of ships is high. In contrast to the building, as the risk of building static, the damage is more able to be controlled. This is what causes premium rate (rate) shipping insurance is much higher than the insured property.

In case of ship wreck, insurance companies could lose up to three times the price of the ship. Unlike car insurance. A car costing Rp 1 billion, if missing, then the insurance company will only issue the money amounting to Rp 1 billion.

This higher risks making standards assurance insurance order ships, there is no guarantee all risks. Unlike property insurance, insurance order ship only warranty form named perils. It means only the risk-the risk, such as fires, explosions, and the Ark, sinks, etc.

Many factors cause the ship had an accident. Some ship accidents lately, almost certain due to bad weather conditions (heavy weather). But bad weather may not always be the scapegoat. Other factors that worsen the accident is the many ships that are old, non-compliance against regulatory, and management factors that cruise amburadul.

Not a few old ships in Indonesia. NMC Lampung e.g., created in 1971. The seumurannya are still found in the waters of Indonesia. Ex Japan ships, will be encountered. Reason for the absence of this age limit is one of them because the principle "that counts the ship treated well".

The reason for this is not entirely appropriate. However the old ship, the strength of the structure must be decreased. Machinery and equipment as well as other more obsolete compared to the new ships with more recent technology.

However if age limits put in place, e.g. a maximum of 25 years, many national shipping company would roll the mat. Whereas on the other hand, the Government was encouraging Inpress No. 5/2005 about the empowerment of the cruise industry nationwide.

It does not then have to be pembenar for rules violations. Assertiveness regulator is imperative. The Government makes the rules that flagged vessels with a length of at least 20 Indonesia met

Using the waters of Indonesia, there are many ships that do not meet the requirements of diklaskan though. With the santainya the ships to pitch transitions the port. Should emphatically, if not, then diklaskan should not be BKI sailing.

BKI's agencies in charge of conducting the survey and provide certification of the ship. In the eyes of the perpetrators of the insurance industry, BKI nor is it without the ' problem '. Underwriter insurance companies prefer the diklaskan by the Bureau of classification of foreign member of the International Association of Classification Societies. This is not a nationalist, but is not learning from experience. It can still be found, but his condition ships klas BKI as ships klas.

Indonesia ratifies the international maritime regulatory lot. In terms of safety at sea for example, our country is following the rules of SOLAS (safety of life at sea). Also on the certification of the International Safety Management (ISM) Code. Each ship over 500 GT, must be pocketed a certificate ISM.

Are all obedient? Been predictably answer, no. When this certificate is very important to ensure that vessels and operators in the army has been following the rules of safety operation of the Management Board.

Not to mention the question of violations of the charge. Not rare to hear the ship had an accident because of overload. This issue certainly was the most can answer it syahbandar.

Another example, how possibly can the NMC hydrant Lampung bogged down so that the ship terpanggang depleted (Compass, 17/11/2006). This portion of the illustration of the condition of our ships so that management must also be a factor of concern by the insurance industry.

Are all obedient? Been predictably answer, no. When this certificate is very important to ensure that vessels and operators in the army has been following the rules of safety operation of the Management Board.

Not to mention the question of violations of the charge. Not rare to hear the ship had an accident because of overload. This issue certainly was the most can answer it syahbandar.

Another example, how possibly can the NMC hydrant Lampung bogged down so that the ship terpanggang depleted (Compass, 17/11/2006). This portion of the illustration of the condition of our ships so that management must also be a factor of concern by the insurance industry.

To advance, the synergy between the Department of transportation, Bureau of classification, the owner/operator of the ship, the insurance industry, and other related parties are expected to be able to support the creation of a climate of cruise industry better. Each Act is against the rules of discipline that should be run.

Not only benefit the insurance industry, but all parties will benefit the community as a user, especially maritime transport. Condition of the ship with the management of marine laik reliable, not just going to give a sense of security for its users as well as the insurance industry. Owner/operators can also get some feedback from an insurance company in the form of discounted premiums and better service.

We are not able to do much if the ship crash due to bad weather. But be silly if the accident occurred because of an undisciplined parties should perform tasks in a proper.

***

* The original text of the article that was published in the newspaper BISNIS INDONESIA on January 4, 2007 under the title "Weigh Back Ship Insurance"

 



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