The largest Insurance Broker
in Indonesia

PT. Kalibesar Raya Utama (KBRU) was established in 1986. Started from a limited number of personnel, we have grown into one of the biggest national insurance brokers in Indonesia with more than 400 employees in 23 cities.

Supported by professional personnel and modern information technology, we deliver a total suite of services in all insurance matters: designing insurance programs, selecting insurance company, providing coverage and competitive premiums and surveying risk as well.

Our Vision

To be a leading, trusted and respected insurance broker and consultant with support from global networks

Our Mission

Always provide proper and innovative insurance coverage, at reasonable price, best terms and conditions, with added value, according to customer's needs and the development of the global insurance market.

Always continuously improve our human resources and use of information technology to deliver world class professional and integrated services to the highest level of customer's satisfaction.

Always provide benefits to customers, business partners, shareholders and employees by applying Good Corporate Governance.

Integrated Insurance Solution

Our Customers
are our Priority

No Barriers are in place between us and our clients. We will treat and respect our clients as we do our friends. Through presentations and continous discussions, we will identify the needs of our clients.


Forestry and Agriculture

Pulp and paper, plywood, plantations, palm oil industries, agriculture and aquaculture

Real Estate

Hotel and leisure industries, apartments, office towers, schools, hospitals, shopping centres and other commercial properties.

Banking and Financial Service

Bank, Multifinance, Securities dan Fintech


Automotive, aviation, glass, electronic, pharmaceutical, textile, telecommunication. machinery breakdown and others


Shipping company, shipyard and aircraft company


Civil and building projects, power and utilities, infrastructure, private and public sector finance, pulp and paper, transportation and Build-Operate-Transfer

Equipment and Motor

Mining, forestry and construction equipments, motor vehicle and motorcycle fleets and all related liabilities.

Health and Employee Benefit

Personal accident, pension, life insurance and travel insurance.

Claims Experience

Claim Paid :
Rp 142,242,810,500
28 sept 2018
Cause of Loss : Tsunami
Claim Paid :
Rp 40,587,895,008
11 December 2017
Cause of Loss : Fire
Claim Paid :
Rp 12,193,297,246
01 January 2020
Cause of Loss : Flood
Claim Paid :
Rp 26,000,000,000
15 June 2015
Cause of Loss : Stranded

With our dedication and professionalism in the insurance industry over the years, KBRU are honoured to be appointed as the exclusive member of Worldwide Broker Network (WBN) in Indonesia since October 2007.

The trustworthiness in representing Indonesia as an insurance broker and consultant has been proved, our achievements speak for our outstanding position in the broker network of Indonesia.

Worldwide Broker Network is the world’s largest independent organization of insurance brokers. This organization is a global network reinforced with the understanding and local experience of its members which is spread across Europe, America, Africa and Asia-Pasific.

What WBN Can Do For You?

Worldwide services with a real local understanding

WBN has the capacity to design a variety of programs, arranging all classes of insurance cover and providing risk management services to satisfy the requirements of international clients.

WBN is the preferred partner of premier insurance carriers.The WBN’s members provide excellence in integrated insurance, risk management, employee benefits products and financial services to clients around the globe

Up to date policy information wherever you are

WBN clients have on-line access to all coverage and claims data relating to their worldwide risk and insurance management. They enjoy access to a central, 24 hour, globally accessible database to help WBN clients keep a finger on all their insurance data. This solution will ensure that all clients have access to a single, uniformly valid version of all relevant data.


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0 Billion+
USD Total Asset Managed


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